International Journal of Transformations in Business Management

International Peer Reviewed (Refereed), Open Access Research Journal

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Abstract

Risk Profiling and Generation of Solutions in Banks

Imran Ahmad

Associate Professor, Deptt. of Management. & Commerce, Govt. P.G. College, Narnaul (HR)

Dr. Satyapal

Associate Professor, Deptt. of Management. & Commerce, Govt. P.G. College, Narnaul (HR)

65-72 Vol: 3, Issue: 2, 2013
Receiving Date: 2013-03-27
Acceptance Date: 2013-04-28
Publication Date: 2013-05-29
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Abstract

Risk profiling is a more elaborate task. It involves working on the risk return profiles based on
probability of occurrence and impact it will have on the organisation.
Generation of solutions Based on risk profiling, solutions are generated. The solutions may be:-
1) Risk Avoidance
2) Risk Transfer
3) Risk Acceptance
Monitoring and updating
Monitoring and updating are continuous processes. Once again, when the factors affecting the risk
profile of an organisation are identified and well communicated internally, the process of monitoring
becomes a very smooth task. A well oiled machinery of information flows and reporting, which is the
responsibility of the top management, is critical to the task.

Keywords: profiling; solutions; generated; responsibility; profiling

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