Study on Small Industries Development Bank of India (SIDBI)
Ramesh Singh
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Abstract
There is a positive trend at present in the industry towards technological up-gradation and quality
improvement. These factors indicate that MSMEs are on their way to face new challenges brought by
liberalization process and make most of an opportunity which the present competitive environment offers
them.
A number of organizations have been set up by the Government to provide assistance and incentives
to MSMEs. In certain cases, MSMEs are protected against competition from large industries. Packages of
assistance are provided to MSME entrepreneurs by large number of organizations operating at national
and state levels. The development of MSME is a state subject but the Government of India hasassumed the
responsibility for planning and coordinating the developmental programmes in view of the national
importance of this sector. Therefore, the development programmes for MSME are carried out both at
national and state level.
Keywords: challenges; liberalization; competitive environment; MSME entrepreneurs
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